For couples who talk about everything — except money

Finally, money talks
without the drama.

Joint financial planning, fair expense splits, shared goals, and an AI mediator for those "who pays for Netflix?" arguments. Built for couples and families.

Free to start · ₹199/couple/month for premium · No credit card needed

📍 Rahul & Priya · Combined ₹2.4L/mo · Bengaluru

Your money is beautifully balanced.
Financial compatibility score: 84/100

You agree on 6 of 8 financial decisions. Your only friction points: eating out budget and holiday spending. Here's how to fix both fairly.

💰 Fair split calculated 🎯 4 shared goals set 🤝 2 disputes resolved 📅 5-year roadmap ready

👨

👩

Rahul & Priya

EXPENSE SPLIT

Rahul 58%Priya 42%

🤖 AI says: Proportional to income. Perfectly fair.

87%

Couples report less money fights

₹2.8L

Avg extra saved per couple/year

14 min

To your complete couple plan

38K+

Couples already using SplitFin

What You Get

Everything couples need to win with money

From splitting the electricity bill to planning your first home — SplitFin handles it all, drama-free.

⚖️

Fair Split Calculator

Proportional expense splitting based on actual incomes — not 50/50 if it's not fair to both of you.

Income-weighted

🤖

AI Money Mediator

Input a financial disagreement. Get a data-driven, bias-free verdict with a fair compromise both partners can accept.

Powered by AI

🏠

Shared Goal Planner

Home down payment, honeymoon, car, kids' education — plan every shared dream with exact SIP amounts per person.

Goal-based SIPs

📊

Combined Net Worth

Track your joint wealth — assets, savings, debts, investments — in one clean dashboard updated in real time.

Live tracking

💌

WhatsApp Money Reports

Monthly couple finance report delivered to your WhatsApp group. Know exactly where your money went together.

Share in 1 tap

💑

Compatibility Score

A financial compatibility rating (0–100) based on your spending habits, savings rates, risk appetite, and shared goals.

Viral-shareable

Step 1 of 4 — Couple Profile

Tell us about you two 💑

Set up both partner profiles. All data is private and encrypted — we never share your financial details.

👨

Age

Occupation

Money Personality

👩

Age

Occupation

Money Personality

🏠 Living Situation

Helps us understand your shared expenses context.

Relationship Status

💍 Married

💑 Live Together

🏠 Separate Homes

👨‍👩‍👧 With Kids

City

Step 2 of 4 — Income & Debts

What does money look like for you two?

Be honest — this is private. The more accurate you are, the fairer the split.

👨

Rahul's Income

Monthly Take-Home ₹1,20,000

₹20K₹1.5L₹3L₹5L+

Monthly EMIs / Loans

₹

Monthly Savings (current)

₹

👩

Priya's Income

Monthly Take-Home ₹90,000

₹20K₹1.5L₹3L₹5L+

Monthly EMIs / Loans

₹

Monthly Savings (current)

₹

🏠 Shared Monthly Expenses

What do you spend together every month?

Rent / Home Loan EMI

₹

Groceries & Household

₹

Eating Out

₹

Entertainment & OTT

₹

Travel & Holidays

₹

Other Shared

₹

Step 3 of 4 — Goals & Dreams

What are you saving for, together?

Pick your shared goals. We'll calculate exact monthly SIPs and who contributes how much.

🎯 Shared Goals (select all that apply)

These will appear in your joint financial roadmap.

🏠

Buy a Home

✈️

Dream Holiday

👶

Start a Family

🚗

Buy a Car

🎓

Kids' Education

🏖️

Early Retirement

💍

Wedding / Celebration

🏥

Medical Fund

🌱

Start a Business

🏠 Biggest Goal — Home Down Payment

Tell us about your home ownership goal so we can plan it precisely.

Target Home Value

Target Timeline

💡

For a ₹1 Crore home, you typically need ₹20–25 Lakh as down payment (20–25%). We'll split this SIP proportionally between both of you based on income.

📊 Risk Appetite — as a couple

This shapes which mutual funds and instruments we recommend for your goals.

🛡️ Conservative

⚖️ Moderate

🚀 Aggressive

Step 4 of 4 — Money Agreements

The stuff couples argue about 😅

Tell us your friction points. Our AI mediator will give you a fair, data-driven ruling on each one.

⚡ Top Money Friction Points

Select all the topics that have caused tension. Be honest — this is private.

🍽️ Eating Out

✈️ Holidays

📱 Gadget Spending

👗 Clothes & Shopping

🏠 Rent vs Buy debate

💳 Credit Card Bills

👨‍👩‍👧 Family / Parents

📈 Investment Risk

💰 How much to save

📋 Financial Ground Rules

Set your couple's money constitution — automated rules that prevent most arguments.

Discretionary spend limit per person, no discussion needed

Joint account model

Monthly money date — review together

1st of month

Last Sunday

Every salary day

Quarterly

💑 Your Joint Financial Plan

👨

❤️

👩

Rahul & Priya

Financial Compatibility: 84/100 💑

You agree on most things. Two small friction points — easily resolved with our AI-suggested money rules. Your combined financial future looks strong.

84

/100

⚖️ Fair Expense Split — Proportional to Income

Based on your incomes, here is the fair split for all shared expenses.

👨 57%

43% 👩

Rahul (₹1,20,000/mo)

Priya (₹90,000/mo)

🎯 Shared Goals — Monthly SIP Plan

🤖

AI Money Mediator

Fair verdicts for your toughest money arguments

⚡ Live

📋 Your Couple's Money Constitution

RECOMMENDED FOR YOU BOTH

Finally, money talkswithout the drama.

Everything couples need to win with money

Finally, money talks
without the drama.